About Katy
About Katy Norman, Mound and Lake Minnetonka Realtor.
Katy Norman is a licensed Minnesota Realtor and co-founder of Norman Homes at Pemberton RE, based in Mound, Minnesota. She advises buyers and sellers across Mound, Lake Minnetonka, and the Twin Cities west metro with strategic guidance, local knowledge, and no pressure.

By Katy Norman, licensed Minnesota Realtor · Updated October 14, 2026
Katy Norman & CJ Norman · Norman Homes at Pemberton RE
Quick facts
- Role
- Full-time licensed Minnesota Realtor
- Team / Brokerage
- Norman Homes at Pemberton RE
- Home base
- Mound, Minnesota
- Primary market
- Mound and the Lake Minnetonka area
- Focus
- Lakefront & lakeshore homes, move-up families, downsizers, new construction
- Partnership
- Co-founder of Norman Homes with husband CJ Norman
Norman Homes team client feedback
A practical perspective on homeownership
Katy’s experience in west metro real estate, investing, and home renovation shapes the way she looks at a home. A property is both a place to live and a collection of decisions about maintenance, improvements, cost, and long-term fit.
That perspective helps connect a client’s plans with what a property actually needs. Condition, the scope of potential work, and the everyday experience of living there belong in the conversation alongside price and location.
For sellers, it means thinking carefully about preparation and presentation before committing to projects. For buyers, it means comparing a home honestly, including the work and upkeep that may come with it.
Her background and approach are described in her Norman Homes biography and Pemberton RE profile.
Norman Homes, a husband-and-wife team
Katy and her husband, CJ Norman, co-founded Norman Homes at Pemberton RE. Based in Mound, they work together with buyers and sellers around Lake Minnetonka and the Twin Cities west metro.
Clients have two people thinking through preparation, pricing, marketing, negotiation, inspections, and timing. The partnership brings a shared plan and clear communication from the first conversation through closing, while keeping the client’s priorities at the center.
Katy also co-hosts Key Conversations with CJ. The podcast brings local professionals into conversations about homes, money, business, and life around the lake.

Who Katy helps
Katy focuses on four kinds of moves around Mound and Lake Minnetonka. Each brings a different set of questions about the home, the finances, and the right timing.
Lake Minnetonka lakefront buyers and sellers
A lakefront home is more than the view from its windows. Bay characteristics, water depth, shoreline conditions, exposure to boat traffic, and the way you want to use the lake all influence the fit. Katy helps buyers and sellers look beyond the listing photos and compare the details that shape daily life and long-term value.
Shoreline rules, dock regulations, and boat-storage arrangements need property-specific review. Katy helps identify the questions to confirm with the Lake Minnetonka Conservation District and the relevant city rather than assuming every lakefront property offers the same rights.
Move-up buyers and growing families
A growing family often needs to buy the next home and sell the current one within the same window. Katy helps connect preparation, pricing, financing, and the order of those transactions so the plan supports the family’s routine rather than creating unnecessary pressure.
For families considering Westonka or Minnetonka schools, district boundaries can help shape the search. Confirm attendance boundaries and enrollment details directly with the district; a mailing address alone does not establish school assignment. The housing plan also needs room for moving dates, work schedules, and a fallback if the two closings do not align.
Downsizers planning the next chapter
Downsizing is rarely only about square footage. It can involve years of equity, a home full of belongings, and decisions about how the next chapter should feel. Katy helps homeowners evaluate their current home using comparable sales, consider preparation and decluttering, and build a timeline that does not feel rushed.
The next home might mean single-level living, less exterior maintenance, or a condo with lake access. Association fees, accessibility, storage, and the actual terms of lake access all belong in the comparison. A thoughtful plan starts with the life you want the home to support, not an assumption that smaller is automatically better.
New construction buyers: spec, semi-custom, and custom homes
Finished spec homes, semi-custom plans, and fully custom builds each come with a different decision process. Katy helps buyers compare what is included, understand finish allowances, and keep the lot, home design, budget, and completion timeline in the same conversation.
Builder contracts, selection deadlines, site walkthroughs, inspection opportunities, and the final punch list deserve attention before and during the build. Katy helps buyers identify questions and coordinate the process; legal questions about a contract belong with a qualified attorney. The goal is clarity about the home being purchased and the commitments being made.
Explore Katy’s local guides or start with your moving scenario.
How she works
Katy listens first. Before talking about a listing date or an offer, she wants to understand the client’s priorities, concerns, and timeline. Clear updates and straightforward explanations help people know what is happening and which decisions need their attention.
For sellers, she discusses comparable sales, staging and presentation, and the preparation that will help buyers understand the home. The plan should fit the property and the market rather than defaulting to a long list of improvements.
For buyers, she helps compare homes, neighborhoods, and tradeoffs, then connects that search with financing and timing. She gives clients room to ask questions and decide without pressure. The goal is a move that makes sense, not a rushed commitment.
Away from work
Home for Katy and CJ is Mound. Family life and time enjoying Lake Minnetonka connect the places they advise clients about with their own everyday life.
Living in the community adds a personal perspective to conversations about neighborhoods, routines, and what it feels like to make a home in the west metro.
Have a question or an early idea?
Most moves start with an unanswered question, a loose timeline, or curiosity about what a home might sell for. You do not need a firm plan to reach out. Share a quick note below, or call or text Katy directly.

